Debt Education and Certification Foundation (DECAF) Client Login

by njmcdirects | Last Updated: November 21, 2021

Debt Education and Certification Foundation (DECAF) offers two chapter programs that are pre-filing chapter and debtor schooling in all 50 United States. The headquarters of DECAF relies in Benbrook, Texas. People are required to obtain the credit score counseling session earlier than they will file a chapter case. DECAF is accepted to supply credit score counseling help to those that need to file a chapter case. As well as, people are required to obtain debtor schooling after submitting a chapter case. DECAF is accepted to challenge a certificates of completion for every course accomplished.

  • Web site:
  • Mobile App: Not Accessible
  • Phone Quantity: 1-866-859-7323
  • Headquartered In: Texas
  • Firm's Ranking:
    (3 votes, common: 3.00 out of 5)


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To enroll to take a course you simply have to go to and then click on “enroll”. The 2 chapter programs are provided online or by phone and you possibly can full them any time of the day. They’re additionally provided in English and Spanish online or over the phone. It takes round 1.5 to 2 hours to finish every course when taken over the cellphone or online.


If you’re already a member of DECAF, you possibly can access your online account by merely following the steps under:

Step 1 – Click here to open the web site in a brand new tab and you will note the login fields on the upper-right aspect of the display.

Step 2 – Enter your DECAF username and the password and then click on on the “Log In” button.

It’s best to have logged in to your DECAF online account if the login particulars you offered are related together with your account. Subsequently, ensure that your username and password are appropriately entered to keep away from troubles accessing your account.


DECAF permits purchasers to retrieve their password in case it’s misplaced. You may change your password by following the steps under:

Step 1 – Click on “Forgot password?” situated on the upper-right aspect of the display you probably have forgotten the present password of your DECAF online account.

Step 2 – Enter the username and e-mail deal with that you simply offered when registering for a DECAF online account and then click on on the “Retrieve password” button.

An e-mail together with your username and password might be despatched to the e-mail deal with you offered whether it is related together with your account. Test your e-mail to verify whether or not the password was despatched. Observe that if you don’t obtain an e-mail together with your password, name 1-866-859-7323 to get additional help.


Step 1 – Click on on the “No, I’ve not” button to start your first course. You’ll need a username and password to log in to your account. If you’re a brand new consumer, you will want to first register earlier than you can also make a payment.

Observe that you probably have already accomplished the primary course and want to proceed to the second course, click on on the “Sure, I’ve” button. The charge for each the primary and second course is $50 every for particular person or joint. Funds might be carried out online, by mail or by cellphone utilizing credit score/debit card, ACH Bank Switch or Pre-paid debit card.

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